Medicare’s New Drug Benefit

With Medicare Supplement plans in TN  new prescription drug coverage program, “Part D,” you can pay $5 or less for most of your prescription medications.

Since the program is still new, understanding exactly how it works can appear challenging. Here are a couple of suggestions to assist you get going.

Step 1: Don’t go it alone

• – Talk to other seniors that have actually experienced the procedure. To day, studies show most of people who have actually signed up for a Part D strategy claim their initiatives to recognize the plans as well as register deserve it.

• – Capitalize on meetings available in your neighborhood to help you understand the medicine program as well as to obtain assistance registering. Talk to the neighborhood AARP office, local elderly centers, the collection, your wellness insurance company or other experts for instructional events.

Action 2: Learn As Much As You Can

• – Go to collections, publications and your Medicare & You handbook for toll-free telephone number of the strategies available in your area.

• – If you think you may get additional help with your Component D costs you must call: 1-800-MEDICARE (1-800-633-4227). TTY/TDD individuals ought to call 877-486-2048, (1 day a day/7 days a week), or your State Medicaid Office, or the Social Safety Administration a4 1-800-772-1213 in between 7 a.m. and 7 p.m., Monday via Friday. TTY/TDD customers should call, 1-800-325-0778.

• – If you have Net accessibility, check out Medicare’s Internet site at It has a wealth of information, including a Medicare Prescription Drug Strategy Finder that helps contrast plans in your areas. Other handy Internet site include and also

• – Caretakers can most likely to www. or

Step 3: Ensure You’re Subscribed

• – Once you have actually enlisted in the strategy, your recognition letter from Medicare and/or the enrollment verification letter from your health insurance functions as momentary evidence of insurance coverage. The letter plus your Medicare and/or Medicaid ID cards, will permit you to fill prescriptions till you receive your health plan’s ID card.

• – If you are a Medicaid enrollee and have actually not received info concerning which plan you have been enlisted in you should call: 1-800-MEDICARE (1-800-633-4227). TTY/TDD users need to call 877-486-2048, (24 hr a day/7 days a week), or your State Medicaid Workplace, or the Social Safety And Security Administration at 1-800-772-1213 in between 7 a.m. and 7 p.m., Monday via Friday. TTY/TDD customers should call, 1-800-325-0778.

• – Enroll before the 15th of the month. This helps guarantee your registration information is in the drug store computer systems by the initial of the adhering to month.

• – If you currently obtain medication protection through a Medicare Supplement plan, contact your Medicare Supplement strategy provider: You might have the ability to understand additional cost savings under Medicare Part D.

Keep in mind, if you are currently qualified for Medicare, enrolling prior to the May 15 due date will help you avoid late enrollment fees. While the process may appear difficult, enlisting in a Component D plan may conserve loan as well as assist you get the medicines you need now and also in the future.

Tom Paul